Private wealth credit

Sophisticated credit for high-net-worth portfolios — Crowned Wealth Finance

We connect private clients and business owners to elite lending partners specializing in asset-backed liquidity and tax-efficient capital strategies.

Inquiry is free and involves no credit impact.

4.9 Excellent · 3,200+ reviews via Big Think Capital
Key financial concepts
  • Lombard lending
  • Pledged asset line
  • Tax-efficient debt
  • Liquidity management
  • Portfolio margin
  • Securities-based line
  • Wealth transfer
  • Bridge financing
  • $500K–$50M Available credit limits
  • 24–72 hours Initial term sheets
  • 0 points Impact on credit score

What business owners say

4.9 Excellent 3,200+ reviews on Trustpilot via Big Think Capital
  • This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
    Stephanie Harlan Verified
  • Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
    Josias Ramirez Verified
  • They gave me a chance when nobody else would. I'm very satisfied.
    Harold Benman Verified
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit request
Tell us about your portfolio and current capital requirements.
2
Us
Review options
We match your profile with specialized lenders in our private network.
3
Lender
Receive terms
Evaluate custom loan structures tailored to your specific asset mix.
4
You
Fund account
Execute the agreement and access your liquidity line directly.

Non-recourse options

  • Preserve your long-term investment strategy during market volatility.
  • Limit personal liability through structured asset-backed agreements.

Privacy and discretion

  • Dedicated relationship managers handle your file in total confidence.
  • Your financial data stays protected within our secure network.

Strategic flexibility

  • Use capital for secondary investments or tax liability management.
  • Choose between floating or fixed rates depending on market outlook.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

Complex income structures

Standard banks reject borrowers whose wealth is concentrated in equity rather than steady W2 salary.

Our lenders evaluate your total net worth and asset quality instead of traditional income multiples.
02

Non-traditional assets

Institutional underwriters often lack the framework to value private business equity or art collections.

We partner with firms experienced in non-standard collateral appraisal and valuation.
03

Velocity of capital

Large banks often take weeks to approve facilities because of rigid bureaucratic processes.

Our private network specializes in bespoke credit facilities that move at your required pace.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative New York, NY · Lombard loan
$5M–$10M

Hedge fund principal

Bridge financing for real estate acquisition while waiting for liquid divestment.

Illustrative Silicon Valley, CA · Securities-backed line
$2M–$4M

Tech founder

Personal liquidity without triggering capital gains taxes on founder stock.

Illustrative Austin, TX · Wealth management loan
$1M–$2M

Business owner

Tax-efficient capital injection into a new private equity opportunity.

Illustrative Chicago, IL · Asset-backed credit
$500K–$1M

Retiree

Estate tax planning and cash flow management for luxury property tax payments.

How we label illustrative scenarios →

Beyond credit

Protect your capital

Explore our curated guides on tax-efficient borrowing strategies and how to optimize your wealth management firm relationships in 2026.

Questions we get asked

Frequently asked.

Eligibility is based primarily on your liquid net worth and the diversity of your investment portfolio. Most lenders require at least $2M in total assets. We look for a 20-30% cushion in collateral value to ensure a favorable rate.